-Red and Blue Card- helps you choose the most suitable -Red and Blue Card- advantage plan

In an exclusive interview, we spoke with representatives from “Red Blue One,” a prominent service provider located in Flushing, which aims to assist seniors in New York State who qualify for Medicare, often referred to as the “Red Blue Card.” This federal health insurance program is designed for U.S. citizens and legal residents aged 65 and older, as well as those under 65 with disabilities or end-stage renal disease (ESRD), who have lived in the country for at least five years. It’s crucial for eligible individuals to apply for coverage, as failing to do so when first eligible may result in delayed enrollment penalties.

“Red Blue One” offers comprehensive assistance for seniors entitled to Medicare, starting from the application process for the Red Blue Card, through detailed explanations of the different parts—A, B, C, and D—of the card, to helping with premium reductions for those who qualify and comparing benefits across various insurance plans. Their dedicated team ensures clients receive thorough consultations and high-quality service.

When it comes to selecting the right Medicare Advantage plans, customers typically follow several key steps:

1. **Evaluate All Available Plans:** Understand the eligibility criteria for various plans, compare benefits and costs, and discover any additional perks that may suit your needs best.

2. **Check Your Healthcare Providers:** Ensure that your family doctor and any specialists you wish to see accept the insurance plan you’re considering.

3. **Review Prescription Drug Coverage:** Traditional Medicare usually does not cover prescription drugs, so clients might consider enrolling in a Part D plan for drug coverage or choosing a Medicare Advantage plan that includes it.

4. **Investigate Extra Benefits:** Unlike traditional Medicare, which typically doesn’t cover most vision, hearing, or dental services, many Medicare Advantage plans provide such coverage.

5. **Explore Fitness Benefits:** Many plans incentivize healthy habits by offering rewards for completing health assessments or workouts, and some even cover gym memberships at no extra cost.

“Red Blue One” operates as an independent agency, representing several top insurance companies, with a commitment to prioritizing clients’ needs and helping them find the best Medicare plans. Their partnered insurance providers include United Healthcare, Healthfirst, Empire BlueCross BlueShield, Fidelis, Humana, Wellcare, EmblemHealth, and Aetna.

Services offered by “Red Blue One” encompass applications for various programs:

– For those with 40 or more work credits, they can assist with Medicare enrollment and subsidy applications to lower Part B premiums.

– For individuals with fewer than 40 work credits or those who are non-filers (aged 65 and older with at least five years of green card status), they provide help with enrolling in Parts A and B and acquiring premium reductions.

– They also assist with applying for and renewing Medicaid, comparing benefits from different insurance plans, and enrolling in plans that offer OTC cards.

For inquiries, clients can reach “Red Blue One” at 347-878-8088 or via email at [email protected]. Their office is located at 136-20 38th Ave, Flushing, NY 11354, and staff members are fluent in Mandarin, Cantonese, and Fuzhou dialects.

For more information, visit their website at www.redblueone.com.